Rewards Commerce

A virtual shopping mall that pays customers back.

A rewards e-commerce platform with 1,500+ brands and merchant-funded True Cashback across 2,500+ global merchants — real financial benefit, not generic discounts.

E-Commerce & Cashback
Virtual shopping mall — 1,500+ brands
Merchant-funded True Cashback
2,500+ key global merchants
Online pricing parity (merchant’s real online price)
Web & mobile platforms
Overview

E-Commerce & Cashback

Today’s customers are digitally connected and make well-informed buying decisions. The FinNovaTech E-Commerce Merchant Platform is a virtual shopping mall with 1,500+ brands across product and service categories, in a highly secure environment on web and mobile. Extend your loyalty boutique with a Cash Back programme that increases engagement through real-time financial benefits — where the cashback is entirely funded by the merchants, at exactly the price the merchant offers online, plus True Cashback.

The challenges we solve

  • Generic discounts fail to move customer behaviour
  • Rewards that cost the bank margin
  • Fragmented, low-trust online offers

Key features

Virtual shopping mall — 1,500+ brands
Merchant-funded True Cashback
2,500+ key global merchants
Online pricing parity (merchant’s real online price)
Web & mobile platforms
Real-time financial benefit
Transparent, easy redemptions
Cashback tracked in “My Account” (72–96 hours)

Modules

1,500+ brands across product and service categories, web and mobile.
Merchant-funded cashback at online pricing parity — no cost to the bank’s margin.
Cashback status in “My Account”, tracked within 72–96 hours.

Business outcomes

Rewards at low cost to the bank (merchant-funded)
Instant savings & real financial benefit
Higher customer engagement
Relevant merchant offers at the right time

Integrations

Loyalty platformMerchant networkPayment switchDigital banking
FAQ

Questions, answered.

The customer logs into the cashback portal, selects a merchant and is redirected, makes a purchase on the merchant’s own site, and the cashback appears in “My Account” — tracked within 72–96 hours.
It is entirely funded by the merchants. Customers pay exactly the merchant’s online price and earn additional True Cashback on top.
A virtual shopping mall of 1,500+ brands and cashback across 2,500+ key global merchants.
Let's partner

Let's modernise your bank's technology — together.

Book a working session with our banking-technology specialists. Typical go-live in 6–10 weeks.